In light of the devastating earthquakes in Ecuador and Japan, many people are eager to donate money, goods, and services to disaster victims. Scammers are counting on a donor`s good will to redirect funds to their personal ‘charity’. Be cautious when donating to charities soliciting disaster relief donations.
Below are tips on how to select legitimate charities and avoid being scammed by fake appeals.
- Be cautious when giving online.
- Be cautious about spam messages and emails that claim to link to a relief organization. If you want to give to a charity involved in relief efforts, go directly to the charity`s website. In response to Katrina and Haiti earthquake , the FBI and others raised concerns about websites and new organizations that were created overnight, allegedly to help victims.
- If you receive an unsolicited email requesting donations, don`t click on links or open attachments associated with the email.
- Be wary of donation pleas on social media sites or in text messages. Verify the message and the donation number with the source of the message.
- Rely on expert opinion when it comes to evaluating a charity.
- Be cautious when relying on third-party recommendations such as bloggers or other websites, as they may not have fully researched the relief organizations they list. You can go to www.give.org to research relief organizations and other charities to verify that they are accredited by the BBB which means they meet the 20 Standards for Charity Accountability.
- Be wary of claims that 100 percent of donations will assist relief victims. Despite what an organization might claim, charities have fund raising and administrative costs. Even a credit card donation will involve, at a minimum, a processing fee. If a charity claims 100 percent of collected funds will be assisting earthquake victims, the truth is that the organization is still probably incurring fundraising and administrative expenses. It may use some of its other funds to pay these costs, but the expenses will still be incurred.
- Find out if the charity has an on-the-ground presence in the impacted areas. Unless the charity already has staff in the affected areas, it may be difficult to bring in new aid workers to provide assistance quickly. See if the charity`s website clearly describes what the charity can do to address immediate needs.
- Find out if the charity is providing direct aid or raising money for other groups. Some charities may be raising money to pass along to relief organizations. If so, you may want to consider ‘avoiding the middleman’ and giving directly to those that have a presence in theregion. Or, at a minimum, check out the ultimate recipients of these donations to see whether they are equipped to provide aid effectively.
- In-kind drives for food and clothing, while well intentioned, may not necessarily be the quickest way to help those in need – unless the organization has the staff and infrastructure to distribute such aid properly. Ask the charity about its transportation and distribution plans.
- Be wary of those who are not experienced in disaster relief assistance.
Read through www.give.org to find out more about charitable giving.