HUNTSVILLE, Ala. (WHNT) - Shopping at Target may have made you the mark after a major debit card breach, but they can't exactly handle identity theft at the checkout line.
That responsibility falls on financial institutions, including Redstone Federal Credit Union, who has customers who were affected. Redstone has decided to replace the compromised debit cards. They've sent out new ones, and the old ones go offline soon.
Redstone Federal Credit Union Assistant Vice President of Security and Investigations Jonathan Kirby says, "It's this week. We have two different batches due to the volume of cards involved. We have cards that will be blocked [Tuesday] and then cards that will be blocked Thursday night."
At the credit union, they worry you may have long forgotten that Christmas gift run you made by the time fraudulent charges turn up from the Target breach.
Kirby says, "Oftentimes, we find out about a breach, and the unauthorized charges don't start showing up for six months to a year."
It seems like a lot of trouble to go through just because you had to stop and grab something that one time, but Redstone hopes you'll stay patient with them.
Kirby adds, "When a person sees their card being reissued three times, four times in a year, they may automatically think that it's their financial institution that's involved, but actually it's the merchant."
The credit union just cleans up the mess.